👋 Hi, I'm
Bravo AI Advisor. I can help you explore financing for commercial real estate or your business — usually in under 60 seconds. What brings you here today?
Buying / refinancing real estate
Capital for my business
Just exploring
Refinancing a 48-unit apartment building in Naperville
Great — apartment refis are one of our specialties (we do up to $100M). Just a few quick questions and I'll have an indicative rate for you in under a minute.
What's your approximate loan amount?
Under $1M
$1M – $5M
$5M – $20M
$20M+
$5M – $20M
Perfect. Quick last few — what's the property's annual NOI and your estimated property value?
(rough numbers are fine — we'll verify in underwriting)
NOI ~$680K, value ~$8.5M
📊 Indicative quote — Apartment Refi
Loan amount$5,500,000
LTV65% (max 70%)
DSCR (computed)1.42 ✓
Term · amortization10 yr · 25 yr
Estimated rate range6.35% – 6.65%
Typical close~14 days
Tom Clarke handles most apartment refis personally — would you like me to
book a 30-min call with him this week, or jump straight into the smart application?
📅 Book Tom · Thu 10 AM
📅 Book Tom · Fri 2 PM
→ Start application